What is Pashu Kisan Credit Card Scheme | Pashu Kisan Credit Card Scheme | PKCC Scheme | ANIMAL HUSBANDRY AND FISHERIES | Pashu Kisan Credit Card Scheme
What is Pashu Kisan Credit Card Scheme : Almost farmers are not aware of Kisan Credit Card. But now the government has come out with a nice scheme for the cattle rearers too. In which you will get loan and assistance from the bank on cows and buffaloes. For this whether you are a farmer or not, but if you are rearing animals and have a bank account, you can get a Animal Husbandry Credit Card.
What is Pashu Kisan Credit Card Scheme, What are the Benefits, How to Apply Online? Know details can be obtained through this article What is Pashu Kisan Credit Card Scheme .
What is Pashu Kisan Credit Card Scheme : The Pashu Kisan Credit Card Scheme was launched by the Government of India for all the livestock farmers. The purpose of this card is to help livestock farmers in expanding their business. Farmers can use this card to meet various needs in animal husbandry and fisheries. The benefit of this scheme will be available only to those farmers who are engaged in rearing of cows, goats, buffaloes, poultry or fish.
Under this scheme, the government gives loans of up to 3 lakh rupees to animal husbandry. No guarantee is required for loans up to 1.6 lakhs. Government for buffalo Rs. 60,000, for a cow Rs. 40,000, for chicken Rs. 720 and for sheep/goat Rs. 4000 loan. Banks or financial institutions offer loans to Pashu Kisan credit card holders at a rate of only 4 percent. The loan is given to the herdsmen in 6 equal installments. Farmers have to repay this loan in 5 years. Banks generally give loans to farmers at an interest rate of 7 percent, but in the case of Pashu Kisan Credit Card, farmers get a discount of 3 percent from the government.
Purpose of Pashu Kisan Credit Card Scheme
Farmers can easily get loans at affordable interest rates in times of need. In such a situation, he is saved from getting trapped in the trap of debt. Such is the purpose of this plan.
Vets can also use this card as a debit card. At the same time, farmers are saved from moneylenders and do not have to mortgage their land or other property.
Highlight of What is Pashu Kisan Credit Card Scheme
| Name of the scheme | Pashu Kisan Credit Card Scheme |
| Type of plan | Loan Scheme of Central Govt |
| Beneficiary | Eligible breeders of the country |
| objective | To provide financial facilities to herdsmen |
| Application mode | Offline |
| Official website link | Click… |
| home page | Click… |
Highlight of What is Pashu Kisan Credit Card Scheme
Pashu Kisan Credit Card Yojana – How to Apply
- For this you have to go to your nearest bank first.
- You will get an application form from the bank.
- This form has to be filled and submitted.
- Along with this, you also have to submit some documents for KYC.
- If you cannot go to the bank, you can also fill this form online by visiting any CSC center.
- After filling your form, the documents will be verified and if you are eligible, you will get your Pashu Kisan Credit Card within 15 days.
Pashu Kisan Credit Card- Features and Benefits
- Government for one buffalo Rs. 60,000, for a cow Rs. 40,000, for chicken Rs. 720 and for sheep/goat Rs. 4000 loan.
- You get this loan from bank or financial institution Pashu Kisan credit card holders at a rate of only 4 percent.
- Cattle farmers get loan in 6 equal installments. Farmers have to repay this loan within 5 years.
- Generally, banks give loans to farmers at an interest rate of 7 percent, but in the case of Pashu Kisan Credit Card, farmers get a 3 percent discount from the government.
- Let us tell you that farmers can easily get loans at reasonable rates at the time of need.
- In such a situation, he is saved from getting trapped in the trap of debt. Cattle breeders can use this card like a debit card.
- At the same time, farmers are saved from moneylenders and do not have to mortgage their land or other property.
Pashu Kisan Credit Card – Documents Required
What is Pashu Kisan Credit Card Scheme : Farmer beneficiaries who want to apply for Pashu Kisan Credit Card Scheme. They will need some important documents, these documents are listed below.
- The farmer should be a native of India.
- Beneficiary should have Aadhaar Card.
- Applicant’s driving license, electricity bill, identity card etc. (any one)
- Bank passbook with which Aadhaar card should be attached.
- Mobile number
- Passport size photograph
- PAN Card
- which is in any way associated with animal husbandry.
Pashu Kisan Credit Card Bank List
What is Pashu Kisan Credit Card Scheme : In the table below we are giving the names of the banks and their official website where you can apply for the loan by applying Kisan Credit Card scheme online.
| Bank Name | Official Website |
| State bank of india | sbi.co.in |
| Punjab Nation Bank | www.pnbindia.in |
| Allahabad Bank | https://www.indianbank.in |
| ICIC Bank | www.icicibank.com |
| Bank of Baroda | www.bankofbaroda.in |
| Andhra Bank | www.andhrabank.in |
| Canara Bank | https://canarabank.com |
| Sarva Haryana Gramin Bank | https://www.shgb.co.in |
| Odisha Gramya Bank | https://odishabank.in |
| Bank of Maharashtra | https://www.bankofmaharashtra.in |
| Axis Bank | www.axisbank.com |
| HDFC Bank | https://www.hdfcbank.com |
Pashu Kisan Credit Card Bank List
Eligibility Criteria of Pashu Kisan Credit Card Yojana
What is Pashu Kisan Credit Card Scheme : Certain eligibility criteria are set for farmers to apply for Pashu Kisan Credit Card Scheme. Applicants who are able to fulfill this eligibility can avail this scheme. The eligibility is as follows.
- All farmers involved in fisheries. Who is doing fishing business alone or in partnership. Women’s groups, along with farmers’ groups, all those who have fishing business in ponds, tanks can benefit from this scheme. However, it is mandatory for them to have a fishing license.
- Sea fishing fishermen can also benefit from this scheme, for this they must own or rent a boat and have a sea fishing license.
- Farmers raising poultry can also take loans in this regard.
- All animal rearing animals other than sheep, goats, pigs, rabbits, poultry are eligible for Kisan Credit Card. Only for this there should be a small shed or space for animal husbandry which can be rented or owned.
- Farmers keeping cattle for milk production business either by owning, renting or taking shed under contract are eligible to avail the Animal Husbandry Cracked Card Scheme.